Tech Ascension Awards Announces 2025 FinTech Award Winners – Recognizing the Innovators Revolutionizing Financial Technology

The Tech Ascension Awards are proud to announce the 2025 FinTech Award winners, celebrating the organizations redefining how technology drives financial access, compliance, payments, and fraud prevention. These winners exemplify innovation that delivers measurable value across the global financial ecosystem — from AI-driven mortgage origination to real-time payment flexibility and advanced risk mitigation.

“These industry leaders are spearheading the transformation of modern finance,” said David Campbell, CEO of the Tech Ascension Awards. “Their solutions demonstrate how innovation in fintech is not just about automation, but about empowering people and organizations to build faster, safer, and more inclusive financial systems.”

Best AI / ML Powered Solution – Better.com, Tinman® AI Platform

The Tinman® AI Platform is Better.com’s end-to-end, AI-native mortgage decisioning engine that unifies the entire home-loan lifecycle — from borrower intake to underwriting and document generation. Built as a proprietary, API-accessible platform, Tinman integrates multiple essential modules such as POS, CRM, pricing, document, and underwriting engines into a single cohesive system.

By automating nearly 70% of manual tasks and compressing back-office workflows, Tinman has reduced lenders’ origination costs by 35–40% compared to industry averages. It delivers real-time borrower feedback and faster decisioning, enabling even smaller financial institutions to compete on speed, scalability, and user experience.

In 2025, Better.com reported a 25% year-over-year surge in funded loan volume, driven by the Tinman platform — positioning it as the first AI-native mortgage lender to surpass $100 billion in funded mortgage volume.

Most Innovative FinTech Solution – Alpaca, Alpaca API

Alpaca’s API provides a vertically integrated, self-clearing brokerage infrastructure that empowers developers and fintechs to build global investing products effortlessly. The platform removes the complexity of traditional financial integrations by offering modular APIs for trading, account funding, compliance, and reporting — all backed by real-time automation.

By abstracting away legacy brokerage layers, Alpaca enables rapid market access and lowers the barrier for startups and institutions entering the investing space. Its API-first architecture allows companies to embed brokerage capabilities directly into their products, accelerating innovation and financial inclusion across international markets.

Best Payment Tech Solution – DailyPay, On-Demand Pay

DailyPay is redefining employee financial empowerment by giving millions of working Americans real-time access to their earned wages through its On-Demand Pay platform. By enabling workers to control when and how they get paid, DailyPay helps improve financial stability, reduce reliance on payday loans, and boost overall employee satisfaction and retention.

In the past year alone, DailyPay moved over $20 billion through its network, proving that flexible pay solutions can drive tangible impact for both employees and employers. The platform’s secure architecture and seamless integration with payroll systems make it a cornerstone of the modern financial wellness movement.

Best Compliance Solution – Temenos, Temenos FCM AI Agent

The Temenos FCM AI Agent is a next-generation compliance and screening platform that leverages AI to automate and enhance financial crime mitigation. Designed to help banks and fintechs meet growing global compliance demands, the agent uses intelligent automation to reduce false positives, increase detection accuracy, and ensure seamless adherence to complex regulations.

By integrating machine learning with explainable AI, Temenos enables organizations to maintain transparency in decision-making while scaling compliance operations efficiently. The platform represents a new standard for responsible AI use in regulatory technology — combining power, precision, and trust.

Best Fraud Prevention Solution – DataVisor, DataVisor Fraud and Risk Platform

The DataVisor Fraud and Risk Platform delivers measurable fraud prevention and risk management through a unified AI-powered engine. By analyzing billions of data points in real time, the platform detects coordinated and evolving fraud patterns across financial transactions, accounts, and digital interactions.

DataVisor’s unsupervised machine learning models identify emerging threats without historical labels, giving organizations a critical edge in combating synthetic identities, account takeovers, and payment fraud. Its scalable cloud architecture empowers leading enterprises and fintechs worldwide to reduce losses, improve trust, and maintain user experience without compromise.

The Tech Ascension Awards continue to recognize the organizations and innovations shaping the future of finance — setting new benchmarks for how technology can deliver smarter, faster, and safer financial ecosystems.